Does Chase Charge to Cash a Check?

Does Chase Charge to Cash a Check
Share This On

Does Chase Charge to Cash a Check? With over 5,100 locations and 16,000 ATMs nationwide, Chase Bank is one of the major banks in the United States. You are likely located near a Chase branch if you need to cash a cheque.


Check cashing is governed by certain policies and fees at Chase, as it is at every bank. Get everything you need to know about Chase Bank’s policies on check cashing for both account holders and non-customers by continuing to read. This is an explanation of the Chase Bank check cashing policy. The following information can be verified via the Chase website or by contacting a Chase customer service agent.

What kinds of checks does Chase accept?

Customers may cash payroll checks, personal checks, government checks, tax checks, and cashier’s checks at Chase Bank. NB: Only checks written on a Chase account will be cashed for non-customers.

What Are the Requirements to Cash a Check at Chase?

If you are a customer of Chase Bank, you will need your bank account number and sufficient funds in your account to cover the check cashing fee. But, if the check is drawn on a Chase bank account, you will not be required to have sufficient funds in your account to cover the cost of the check. Normally, you will not be required to present identification as an account holder; nonetheless, it is prudent to carry identification with you in case the bank wants to verify your identity.

In order to cash a check, non-Chase Bank customers must present a photo ID, such as a state driver’s license, passport, or other government-issued ID. For checks exceeding $500, a second form of identification is required, such as a credit card, debit card, or Social Security card. In certain situations, Chase Bank may additionally need proof of your address, such as a utility bill in your name.


READ ALSO: How to Cancel a Transaction on Chase App

How Does One Deposit a Check at Chase?

If available, you can cash checks at a Chase Bank location or via drive-through lanes. To cash a check in a Chase lobby or drive-through, you must sign the top line (for business printed checks) or the only line (for personal checks) on the back of the check (for personal checks).
If you are a Chase Bank customer, you may additionally write your account number on the line or space beneath your signature.
This will expedite the processing of your transaction by the bank teller.
Finally, give your cheque and identification to the bank teller at the counter or drive-through and ask for it to be cashed.

Does Chase impose a fee for cashing a check?

Customers of Chase Bank are not assessed a fee for check cashing.
Each check cashed by a non-customer results in a $8 charge. If you cash two checks, for instance, you will be charged $16 in costs. Some types of checks, such as insurance checks, may be exempt from the fee.


Sure, and here is Chase’s limit on check cashing. In general, Chase Bank does not restrict the number of checks a customer may cash. But, keep in mind that non-customers must pay a fee of $8 for each check they cash at the bank.

Is There a Maximum Size for a Personal Check?

Unless the check is drawn on a Chase account, the maximum amount you can cash a check for as a Chase account holder is limited to the balance in your checking account. If you do not have sufficient funds in your account to cover the cost of the check, you will need to deposit a portion or the entire amount and wait for it to clear. Typically, Chase Bank makes at least $200 of a deposit available the following business day, with the remainder of the deposit made available once the check has passed the originating bank.
There is no company-wide limit on the amount of checks that non-customers may cash. Nonetheless, it is prudent to phone the branch ahead of time to confirm that it can cash your check. Checks above $500 will demand two kinds of identification, and checks over $10,000 will necessitate the completion of government-mandated paperwork.
Remember that if you are not a Chase customer and you are cashing a check written on a Chase account, the payer’s account must contain sufficient money for the check to be cashed.

When is Chase Check Cashing Available?

During normal business hours, you can cash a check at any time. Monday to Friday, 9 a.m. to 6 p.m. is the typical business hours for Chase Bank branch locations. Saturday hours for the majority of locations are likewise 9 a.m. to 1 p.m. On Sundays and federal holidays, Chase Bank locations are normally closed.
If you are a Chase Bank customer with an Apple or Android device, you can deposit a check remotely into your account with Chase QuickDeposit by taking a picture of the check and following the steps in the QuickDeposit app. A Chase ATM can also be used to deposit a check.
Prior to cashing a check at your local Chase Bank, you should always confirm the location’s hours.
Are you dissatisfied with Chase’s check cashing policy? This is our list of banks that cash checks for clients and non-customers alike (policies included).


With Chase Bank, cashing a check is a rather simple process. If you have sufficient funds in your Chase account, you can quickly cash checks. If you are not a Chase member, you can only cash checks written on a Chase account, and you will need to pay a $8 charge and produce identification. We hope this post helps you decide if you can cash your check at a Chase Bank and what you will need to do so.

Share This On

Leave a Reply

Your email address will not be published. Required fields are marked *